Savings Accounts offer the customer competitive interest rates while maintaining accessibility to their funds. A seven day pre-withdrawal notice right is reserved. Deposits and withdrawals can be made at any time during banking hours and each customer receives a quarterly or monthly statement showing all transactions and interest.

For our customers who wish to maintain a savings account at competitive interest rates.
-Minimum balance $200.00
-Monthly withdrawals
first five free, then $1.00 per item
-If balance drops below minimum: Monthly maintenance fee $2.00

For our customers age 18 or under.
-No minimum balance
-Monthly withdrawals
first five free, then $1.00 per item

For the savings customer who wishes to earn a higher rate of interest on their funds.
-Minimum balance $2,500.00 -Monthly withdrawals
first six free, then $10.00/item
-If balance below minimum:
Monthly maintenance fee $10.00

For the savings customer who wishes to earn a variable rate of interest on their funds, with opportunity for an increased earnings based upon daily balance.
-Minimum balance $1,000.00
-Monthly withdrawals
six monthly withdrawals allowed,
but only three may be made by check, then $10.00/item
Monthly maintenance fee $10.00
-Loss of interest for days below $1,000.00

Our Individual Retirement Savings Account has a fixed rate for 18 months. The rate will then change for the next 18 months based on the rate in effect at the time.